Behind on Payments? Owe More Than Your Home Is Worth?
A Short Sale May Be Your Best Way Out.
Avoid foreclosure, protect your credit, and walk away with peace of mind — even if you’re upside down on your mortgage.
What Is a Short Sale?
A short sale allows you to sell your home for less than what you owe, with your lender’s approval. Instead of going through foreclosure, the bank agrees to take a reduced payoff so you can move forward without the heavy financial damage.
For many Georgia homeowners facing preforeclosure, job loss, medical bills, rising interest rates, or unexpected life changes, a short sale is one of the most powerful and protective options available.
Benefits at a glance:
Stops the foreclosure process
Helps protect your credit score
Eliminates the risk of an auction
Avoids additional legal and attorney fees
Allows you to walk away with dignity and a clean slate
NEED HELP? CALL TODAY (470) 516-2603
Why Choose a Short Sale Over Foreclosure?
Foreclosure Hurts. A Short Sale Helps.
While foreclosure stays on your credit for 7 years, a short sale is often viewed more favorably by lenders and future landlords. A short sale shows that you took responsible action instead of letting the home go to auction.
Short Sale vs. Foreclosure:
Quick Comparison
Factor
Short Sale
Foreclosure
Credit Impact
Moderate
Severe (100–200+ points)
Timeline to Buy Again
2 years
5–7 years
Control Over Move-Out
YES
NO (eviction possible)
Stops the Auction
YES
NO
Can Negotiate Deficiency
YES
NO
Stress Level
Lower
Extremely High
How Do We Help You Through the Short Sale Process
Short sales are complex — but we handle the complexity for you. Property Jet specializes in guiding Georgia homeowners through the entire process from start to finish.
Determine if you qualify
Contact and negotiate with your lender
Prepare hardship paperwork
Submit a full short sale package
Work with a trusted real estate agent or cash buyer
Handle communication until approval
Prevent auction while the short sale is reviewed
CONTACT US TODAY! (470) 516-2603
Steps For A Successful Short Sale
What to Expect During a Short Sale
1. Initial Consultation
We review your mortgage, hardship, and timeline.
2. Property Valuation
Determine true market value and compare to your mortgage payoff.
3. Package Submission to Lender
We prepare and deliver the full short sale package.
4. Lender Review
The bank evaluates hardship, value, and buyer offer.
5. Approval or Counteroffer
We negotiate the best outcome for you.
6. Final Closing
You walk away with foreclosure avoided and a clean slate.
Can a Short Sale Stop a Scheduled Auction?
Avoid Foreclosure. Explore a Short Sale Today.
Get a free, no-pressure review of your situation and learn your best next step.
Yes — in many cases, a short sale request can pause or completely stop the auction, depending on how far along the foreclosure process is.
Most lenders prefer approving a short sale instead of completing a foreclosure because it saves them time, money, and legal fees.
Property Jet steps in immediately to communicate with your lender and request the necessary hold.
Common Questions About Short Sales
❓ Will I owe money after the short sale?
Often, no. Many lenders agree to waive the deficiency balance. We negotiate this on your behalf.
❓ How long does a short sale take?
Typically 45–90 days, depending on lender response times.
❓ Does it cost me anything?
No. In most cases, banks pay all commissions and fees.
❓ Will this hurt my credit?
A short sale impacts credit — but far less than a foreclosure.
❓ Can I stay in the home during the process?
Yes, until the sale is complete or possession is transferred.
❓ Can I do a short sale with multiple mortgages?
Yes — we negotiate with each lienholder.
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